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Property Registration Rules: Do these 8 things as soon as you get the house keys, otherwise your tension will increase later.
Property Registration: While registering a home and receiving the keys may seem like the biggest milestone after purchasing it, this is where the new owner’s real responsibility begins. Everything from registering electricity and water connections to property mutations and society transfers is essential.
Home Buying: After purchasing their dream home and receiving the keys, most people begin preparing for the move-in, interior renovations, and housewarming. However, registering the house and receiving the keys isn’t the end of the property buying process. Following this, there are some important tasks that, if overlooked, can lead to financial and paperwork-related problems later on.
Before moving into a new home, it’s crucial to clarify security, government records, utility connections, society records, and past dues. Gurugram-based real estate company Shell Homes has outlined the immediate steps new owners should take to fully secure their investment.
1. Change your home locks first
The first thing you should do upon receiving the keys to your new home is to change the main door lock. A broker, property dealer, construction team, or someone else may have a duplicate key. Therefore, installing a new lock is the first step towards home security. It’s best to update not just the main gate, but also other important doors and access digital locks as needed.
2. Transfer the electricity and water connections to your name
After purchasing a home, don’t leave the electricity and water connections in the previous owner’s name. Instead of waiting for the first bill to arrive, initiate the connection transfer process with the relevant department. This will ensure future bills and records are in your name. This simple step can prevent future bill or payment disputes.
3. Don’t Forget Property Mutation
This is one of the most important paperwork. The registry is a crucial document of your ownership, but in many states, a mutation (Dakhil Kharij) process is also required to change the property’s name in government records. Property mutation is the process of registering the property in the name of the new owner in local body or revenue records. Therefore, after the registry, be sure to check the mutation process according to the rules of your area’s municipal corporation, municipality, or relevant revenue department.
4. Change your name in society records as well
If you’ve purchased a home in an apartment or gated society, mere registration isn’t enough. Transferring ownership in the housing society’s records is also essential. Obtain an NOC (Non-Occupational Rights) or Transfer Certificate (NOC) from the society, if required. This officially updates your name in society records.
5. Are there any outstanding dues from the previous owner?
The worst situation after purchasing a new home can arise if you discover outstanding dues from the previous owner later. Therefore, be sure to check whether all previous dues related to the home:
- Maintenance charges
- Electricity bills
- Water bills
- Property tax
- Society dues
have been fully paid. Where possible, keep documents like payment receipts and No Dues Certificates in your records.
6. Get the property tax registered in your name
After purchasing a home, update the property tax information in the local body’s records. This will ensure future tax notices and payments are linked to your name. Failure to update the records could lead to confusion regarding liabilities between the old and new owners.
7. Conduct a thorough inspection of the home before moving in
Whether a newly constructed home or a resale property, it’s wise to thoroughly inspect it before moving in.
Specifically, check the following:
Plumbing: Check for water leaks.
Electrical: Check that the switches, sockets, and wiring are in good working order.
Walls: Check for dampness, cracks, or waterproofing issues.
If any major technical problems are noticed in the home, it’s best to inform the builder, seller, or relevant agency in writing at the outset.
8. Keep all important home documents safe in one place
After purchasing a home, don’t make the mistake of leaving documents scattered around. At a minimum, keep both physical and digital copies of these documents:
- Sale Deed
- Registry Documents
- Home Loan Documents
- Letter of Possession
- Occupancy Certificate
- Completion Certificate
- Builder’s NOC
- Documents related to name transfer within the society
- Property Tax Receipts
- Documents for transferring electricity and water connections to your name
If you have a home loan, do this too
If you took out a home loan to purchase a home, keep bank documents in a separate file. Keep the loan agreement, sanction letter, repayment schedule, EMI records, and other documents received from the bank safe. If you make a prepayment or closure of the loan in future, do not forget to obtain the Loan Closure Certificate and necessary original documents from the bank.
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The post Property Registration Rules: Do these 8 things as soon as you get the house keys, otherwise your tension will increase later. first appeared on informalnewz.
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